What is my daily floor on $50k if the account is below $50,000?

It depends on the method. With 5% of the initial balance taken from a $49,200 start-of-day balance, the floor is $46,700. With 5% of that start-of-day balance it is $46,740, and with 5% of a $48,900 start-of-day equity it is $46,455.

Does the open -$300 trade count against today?

Measured from start-of-day balance, yes: equity starts the day $300 below the reference, so that amount is already used. Measured from start-of-day equity, the -$300 is part of the reference and only further losses count.

How many trades fit in a $2,500 allowance?

Divide the room left by the money you would lose at your stop. The calculator does this for any lot size and stop distance. These figures only show the arithmetic; they are not a suggestion for how much to risk.

5% Daily Loss Limit, $50k Account: Calculator

The same 5% measured three ways

This example day starts after a losing stretch: the closed balance at server midnight is $49,200 and a trade carried over shows -$300, so start-of-day equity is $48,900. The table applies a 5% daily limit to that day. “Room” is the start-of-day equity minus the floor, before any new trade.

Method	Reference	Allowance	Floor today	Room
1. % of the initial balance, from start-of-day balance	$49,200	$2,500	$46,700	$2,200
2. % of the start-of-day balance	$49,200	$2,460	$46,740	$2,160
3. % of the start-of-day equity	$48,900	$2,445	$46,455	$2,445

These figures only show the arithmetic. They are not a recommendation of any limit, position size or number of trades; your account’s own rules decide which line applies.

What changes on a $50k account below its starting size

On a $50k account a 5% daily limit is $2,500 when it is taken from the initial balance. When the account is under water, the start-of-day methods shrink with it: from a $49,200 balance the allowance is $2,460, and from $48,900 of equity it is $2,445. The differences are small in money but they decide whether a last trade fits. Half a lot of gold, at 100 ounces per lot, moves $50 for every $1 in price, so $55 of allowance is about a $1.10 move.

One bad day on gold

Take a fresh day on which balance and equity both start at $50,000 and nothing is open, so all three methods give the same $2,500 allowance. You buy 0.5 lot of XAUUSD and gold falls $40 before you close. On many accounts one lot of gold is 100 ounces — check your contract specification — so each $1 move is worth $50 on 0.5 lot and the loss is $2,000. That is 80% of the day’s allowance, leaving $500. A second trade of the same size that ends the same way would cost another $2,000 and go $1,500 past the floor.

A stop is a request, not a promise: on news or in a fast market the fill can be several dollars away, so the real loss can be larger than planned.

Change any field in the calculator above, or open the full daily loss calculator. If you want the limit held on your MetaTrader 5 account automatically, see the free MT5 Daily Loss Lock.

5% on $100k 4% on $50k

Not financial advice. This calculator is a planning aid; your account’s own rules and figures always take precedence.

Daily loss floor (do not go below)	–
Daily loss allowance	–
Current equity	–
Maximum drawdown floor	–
Room to maximum drawdown floor	–
Risk per trade	–
Full-stop trades that fit before the floor	–

5% daily loss limit on a $50k account

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